Introduction
This Privacy Policy describes how WISCAVE LIFE SOLUTIONS and its affiliates (collectively “WISCAVE LIFE SOLUTIONS, we, our,
us”) collect, use, share, protect, or otherwise process your information/ personal data
through our website https://www.ayli.in/ (hereinafter referred to as Platform). Please note that
you may be able to browse certain sections of the Platform without registering with us.W e do not
offer any product/service under this Platform outside India and your data will primarily
be stored and processed in India. By visiting this Platform, providing your information, or availing
any product/service offered on the Platform, you expressly agree to be bound by the terms and
conditions of this Privacy Policy, the Terms of Use, and the applicable service/product terms and
conditions, and agree to be governed by the laws of India including but not limited to the laws
applicable to data protection and privacy. If you do not agree please do not use or access our
Platform.
CollecCollectionct your data when you use our Platform, services, or otherwise
interact with us during the relationship .anrelateded information provided from time
to time. Some of the information that we may collect includes but is not limited to personal data/information video to us during sign-up/registering or using our platforms such as name,
date of birth, address, telephone/mobile number, email, and such information shared as
proof of identity or address. Some of the sensitive personal data may be collected with your
consent, such as your bank account credit or debit card o, the payment instrument
information, or biometric information such as your facial features or physiological information (able to use certain features when opting for, available on the Platform), etc all of the
above being applicable law(s) You always have the option to not provide
information, by choosing not to use a particular service or feature on the Platform. We may track
your behavior and other information that you choose to provide on our Platform.
This information is compiled and analyzed on an aggregated basis. We will also collect your
information related to your transactions on Platform and such third-party business partner
platforms. When such a third-party business partner collects your person directly from
you, you will be governed by their privacy policies. We shall not be responsible for the third-party
business partner?s privacy practices or the content of their privacy policies, and we request you
review privacy policies before closing any information. If you receive an email, or a call
from a person/association claiming to be WISCAVE LIFE SOLUTIONS seeking any personal data like debit/credit
card PIN, net-banet banking bill banking password, we request you never provide such
information. If you have already revealed such information, report it immediately to an
appropriate law enforcement agency.
Usage- We use personal data to provide the services you request. To the extent we use your
personal data to market to you, we will provide you the ability to opt-out out of use. We use
your pata to assist sellers and business partners in handling and fulfilling;
enhancing customer experience; to resolve disputes; troubleshoot problems; inform you about
online and offline offers, products, services, and updates; customize your experience; detect and
protect us against error, fraud and other criminal activity; enforce our terms and conditions;
conduct marketing research, analysis,and surveys; and as otherwise described to you at the time
of collection of information. You understand that your access to these products/services may be
affected in the event permission is not provided to us.
Sharing- We may share your personal information within our group entities, and our other corporate
entities and affiliates provide you access to the services and products offered by them. These
entities and afliataffiliatesarket to you as a result of such sharing unless you explicitly opt-out outlay disclose personal data to third parties such as sellers, business partners, third third-party providers including logistics partners, prepaid payment instrument issuers, third-party
reward programs and other payment opted by you. This disclosure required us to
provide you access to our services and products offered to you, to comply with our legal
obligations, to enforce our user agreement, to facilitate our marketing and advertising activities,
to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our services.
We may disclose personal and sensitive personal data to government agencies or other
authoriauthorizedforcement agencies if required to do so by law or in the good faith belief that
such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal
process. We may disclose personal data to law enforcement offices, third party rights owners, or
others in the good faith belief that such disclosure is reasonably necessary to: enforce our Terms
of Use or Privacy Policy; respond to claims that an advertisement, posting or to,her content
violates the rights of a third party; or protecprotectssights, property or ,personal safety of our users
or the general public.
Security Precautions- To protect your pera from unauthorized access or disclosure, loss,
or, misuse we adopt reasonable security practices and procedures. Once your information is in
our possession or whenever you access your account information, we adhere to our security
guidelines to protect it against uunauthorizedaccess and offer the use of a secure server.
However, the transmission of information is not completely secure for reasons beyond our
control. By using the Platform, the users accept the security implications of data transmission
over the internet and the World Wide Web which cannot always be guaranteed as completely
secure, and therefore, there would always remain certain inherent risks regarding use of the
Platform. Users are responsible for ensuring the protection of login and password records for
their account accounts Deletion and Retention- You have the option to delete your account by visiting your proflprofilesettings on our Platform, this action would result in you losing all information related to your
account. You may also write to us at the contact information provided below to assist you with
these requests. We payment for any pending grievances, claims, pending shipments, and
other services we may refuse or dedelay delete ion of the account. Once the account is deleted, you
will lose access to the account. We retain your personal data information for a period no longer
than is required for the purpose for which it was collected or as required under any applicable
law. However, we may retain data related to you if we believe it may be necessary to prevent
fraud or future abuse or for other legitimate purposes. We may continue to retain your data in
anonymanonymizedfor analytical and research purposes.
Your Rights- You may access, rectify, and update your data directly through the
functionalities provided on the Platform.
Consent- By visiting our Platform or by providing your information, you consent to the collection,
use, storage, disclosure, and otherwise processing of your information on the PlPlatformy this Privacy Policy. If you disclose to us any personal data relating to other
people, you represent that you have the authority to do so and permit us to use the information by this Privacy Policy. You, while providing your data over the Platform or
any partner platforms or establishments, consent to us (including our other corporate entities,
affiliates, lending partners, technology partners, marketing channels, business partners, and other
third parties) to contact you through SMS, instant messaging apps, call and/or e-mail for the
purposes specified in this Privacy Policy. You have an option to withdraw your consent that you
have already provided by writing to the GrievancOfficerer at the contact information provided
below. Please mention. Withdrawal of consent for processing personal data? in the subject line
of your communication. We may verify such requests before acting on our request. However,
please note that your withdrawal of consent will not be retrospective and will be by the Terms of Use, this Privacy Policy, and applicable laws. In the event you withdraw
the consent given to us under this Privacy Policy, we reserve the right to restrict or deny the provision
of our services for which we consider such information to be necessary.
Changes to this Privacy Policy- Please check our Privacy Policy periodically for changes. We may
update this Privacy Policy to reflect our information practices. We may alert and notify about the signifsignificanteofto the Privacy Policy, in the manner as may be required under
applicable laws.